What is VISA GIft Card?
If we want to know what is visa gift card, we need to know Visa. Visa is an American multinational financial services corporation that is headquartered in Foster City, California, United States. The most common ones we see are Visa branded credit, debit and prepaid cards. It facilitates electronic money transfers around the world. With your Visa credit card, you can easily and securely make purchases, pay bills or withdraw cash from more than 2 million ATMs worldwide.
Visa Gift Card is a prepaid Visa card. You have to pay now and can use it later to make purchases. And it can be used to shop at merchants worldwide that accept Visa debit cards. That's very convenient for you to use it. Next, I will introduce you the notes about Visa gift card.
a. Before buying Visa gift card
As a gift card buyer, you should know that Visa gift cards are not cheap, and different gift cards cost different amounts. For example, the Target Visa Gift Card charges a $5 fee for a $50 gift card, bringing the total to $55. Of course, you can save $5 by paying cash. Not only that, some Visa gift cards require a monthly maintenance fee if not used after a year, so you'll need to read the information on the back of the card before you buy.
b. Before using a Visa gift card
Visa gift card purchased at a store rarely needs to be activated. When you buy the card, the gift card is automatically activated. This means that the money will be deposited into the Visa gift card at a certain price. But for some cards, especially gift cards purchased online, most still need to be activated and you need to read the instructions on the back of Visa gift card when you buy it and when using a Visa gift card.
c. When using a Visa gift card
You should note that Visa gift cards can be used for all types of transactions. To use them as a debit card, you must set a password in advance. This means you need to get a PIN number to use it as a debit card. Otherwise, Visa gift cards are just like credit cards for transactions. Then you may want to ask, can I redeem my gift card? The answer is that you can't withdraw and redeem gift cards at ATMs or banks for cash. The balance cannot be overdrawn, and if the purchase price exceeds the account balance, the gift card exchange will be declined. Therefore, it is best to check your gift card balance in advance.
d. After using a Visa gift card
When you use a Visa gift card, many people say that it is difficult to use up the entire balance on the card, especially when there is only $2 or $5 left, and some retailers will refuse the purchase. So you have to be careful to charge the balance to avoid hassles.
Visa gift cards are sold at major retailers like Walmart, Amazon and other stores with gift card displays. Of course, if you have extra gift cards, there are some websites where you can buy and sell them second hand, such as paxful (https://paxful.com/), Giftcards (https://www.giftcards.com/), Tbay (https://h5.tbay.store/#/), cardyard (https://www.cardyard.co.uk/). You can also sell gift cards for Naria on these websites. These websites are very convenient for buying and selling gift cards at a good gift card rate.
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