The prepaid Visa gift card and Visa gift card are all plastic cards, and the difference between the two reflects their permanence. When the gift card amount is used up and the card cannot be used anymore, but the prepaid gift card can be reloaded and used indefinitely.

The prepaid Visa gift card is loaded a certain amount when you use it, and it's issued by the bank or credit card company, you can use the card money to shop, pay bills or withdraw money from ATM. So we can say the prepaid card is also a debit card to some extent.

The prepaid Visa gift card looks the same as the debit card that cards in front or back are printed with a number and an expiration date. And the use place is usually the same, so if you have a prepaid Visa gift card, you can use it as a debit card.

But if you use a prepaid Visa gift card to pay for something, the system shows an 'insufficient fund' that means the money on your card is not enough to pay for. If you buy in the store, the clerk may tell you a split payment, you can use another card or cash to pay the rest of the bill. However, some stores do not offer this service. If this situation occurs online, the transaction will be refused. So you cannot overdraft the Visa gift card everywhere.

If you run out of prepaid cards, you can recharge them on time. According to the different issue companies, the prepaid card may charge other extra fees, such as activation fees, reload fees, ATM withdrawal fees, and even decline fees. These extra fees may cause your expense burden.

In conclusion, the prepaid Visa gift card differs from the gift card, but also different from the debit card.

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